Rick M Denney Insurance Services is a privately held Insurance company in Winnipeg, MB. We have been in the insurance industry for the last 30 years serving various financial needs of individuals, families, businesses, and groups.
Through our broad range of products and services, we help our clients build a strong financial foundation and achieve their financial goals. Our cost effective services include a wide array of products for financial guidance, insurance planning, and investment solutions.
Every member of our qualified team loves what we do. We enjoy working closely with our clients to develop a personalized financial plan based on your priorities. Our objective is to help you maximize your savings whether your goals are short term goals or long term.
Associations
- Advocis
- Certified Employee Benefits Specialist (CEBS)
- Certified Health Insurance Specialist (CHS)
- Million Dollar Round Table
Rick M Denney
Financial Advisor
Rick started in the Insurance/Investment business in 1983 with Mutual Life of Canada. He was given a small block of business of clients that had very small insurance policies. He grew that business in one year to become the leading advisor in Agency 37, one of the Winnipeg branches of Mutual Life. The company evolved from Mutual Life of Canada to The Mutual Group, then Clarica, and finally Sun Life.
He left Sun Life in 2003 and became an independent broker, forming his own company Rick M. Denney Insurance Services, also known as RMD Financial Services.
Rick is and has been a Life Member of The Million Dollar Round Table which was founded in 1927 and is a global, independent association of the world’s life insurance and financial services professionals from more than 500 companies in 70 nations.
Rick’s professional achievements include top producer in the Western region in 1997 and the Top 6th agent in Canada from 1998-2003. His continuing story is that “he loves what he does”. Meeting and helping clients financially, making sure they have their insurance and investment needs taken care of.
Since becoming a broker with Financial Horizons in 2014, Rick has been in their President’s Circle which is the top 100 in all of Canada out of 12,000 producers. Rick also has a strong connection with Canada Life, where he is one of their top producers in all of Canada.
When not in the office, you can find Rick at various social and charity functions, watching the Winnipeg Jets, Winnipeg Blue Bombers, or even displayed on a plaque in the Manitoba Baseball Hall of fame museum in Winnipeg, where he was inducted in 2021. Rick currently resides in Charleswood with his family, and his lovely chocolate lab Lacy.
Francine Fournier
Associate Advisor & Administration Lead
Francine joined RMD Financial on a part-time basis in 2020 and joined full-time in 2022, after receiving her Insurance Licence through the Insurance Council of Manitoba. Since then, she and Rick have partnered up in order to grow the business and provide exceptional client care.
Francine brings with her over 15 years of experience in the financial industry, is perfectly fluent in French/English and has over 25 years of experience in customer service and event management.
She grew up in the rural French town of La Broquerie, just outside of Winnipeg, and keeps in touch with her roots. She lives an active lifestyle golfing in the summer and cross-country skiing in the winter.
Francine currently resides in Winnipeg with her son Nicho and their two black kitties.
Francine leads the administrative component of our group and is actively seeking new clients to help build the business. Francine is also a member of the Winnipeg Business Owners (WBO) chapter here in Winnipeg.
Susan Burns, AIAA, ACS
Consultant
Susan has been in the Financial/Insurance industry since 1985, starting her career at Mutual Life of Canada.
She started working independently for Rick Denney in 1990 while they were both employed at The Mutual Group/Clarica/Sun Life and continued to work alongside him when he became an independent broker in 2005 with his own company, Rick M. Denney Insurance Services. Her role was Office Manager/Administrator.
Susan has achieved several designations in the industry which include AIAA – Associate Insurance Agency Administration, and ACS – Associate, Customer Service.
Her in office role comes to an end in November 2022 but will continue to work out of office as a consultant.
With her longevity in the company, she feels like the clients of RMD Financial (Rick M. Denney Insurance Services) are part of our family and has enjoyed building investment and insurance relationships with them.
Cheryl Connon
Administration & Team Accountant
Cheryl has been working as a self-employed accountant and bookkeeper since 2008. She joined RMD Financial on a part-time basis in 2017.
While Cheryl brings with her over 20 years of experience in accounting and bookkeeping, she is thrilled to be working here and expanding her investment and insurance knowledge. Cheryl also has many years experience as a level three tax professional with eight awards for excellent tax services.
Cheryl works administration at RMD Financial focusing on the financial side of the business, but she is always happy to help out and looks forward to assisting new and existing clients.